Let Us Finance The Road to Your Future
We know trucks and the transport industry just like you do — that’s why our finance solutions are built specifically to suit your business needs.
TRUCK FINANCE PROCESS
Check eligibility / online pre-approval
Id check / unconditional approval
Payment options presented / accepted
Documents issued / settlement
LET'S MAKE IT HAPPEN
We offer both mainstream and private funding channels, giving customers access to capital like never before.
Discover how our exceptional service levels surpass our competitors, enabling us to successfully close deals that others cannot.
New & Used Truck Finance
We fund the following Trucks :
Prime Movers
Tip Trucks
Crane Trucks
Tilt Tray / Tow Trucks
Livestock Trucks
Water Trucks
Pantech Trucks
Concrete Trucks
Vacuum Trucks
Concrete Pump Trucks
Ready to Get Started on Your Journey?
Check if you can get pre-approval for up to $500,000 without impacting your credit score. This lets you explore options while keeping your finances secure.
Why Choose Heavy Haulage Finance ?
Online Pre-Approvals
Pre-Approvals up to $125K – quick decisions, no credit score impact.
Real People
Applications assessed by real people not AI.
Secure
Our systems ensure your data is protected at all times.
Experts
Our key business is Truck and Heavy Equipment Finance.
Ongoing Support
We provide support over the full term of your loan agreement.
Trusted
Read the positive reviews by our past and present customers.
We are a Finance Company You Can Depend On
We specialize in financing trucks and heavy equipment, offering a range of funding options tailored for the transport industry.
We offer our customers a tailored financing package that meets their unique business needs. This package provides immediate financial support and promotes sustainable growth, ensuring our clients thrive in an evolving market.
Fast Pre-Approvals for Your Financial Needs
Our easy-to-use online system gives you a quick decision for amounts up to $500,000 in just seconds, so you can get the funds you need without delays.
Getting pre-approved for a mortgage up to $500,000 won’t affect your credit score, so you can check your financing options without worrying about your credit.
Get In Touch with us
The Heavy Haulage Finance Difference
Dedicated Support
Flexible Policy Matrix
Online Pre-Approvals
Application Tracking
No Doc Up To $500K
Low Doc Up To $1M
Deal With The Experts
Australia Wide
Truck Finance - Frequently Asked Questions
What will my interest rate be?
Current rates start at 6.55% but may vary depending on the age of the truck being purchased and the credit score of the applicant
Customers can use the finance calculator on our web site in order to obtain an approx payment based on the purchase price and age of the truck
Our business has been built on repeat customers and customer referrals over the last 16 years – so it is very important that we provide the best possible market rate whenever we issue a finance approval
How does our online Truck Finance pre-approval system work?
Our client inputs their information into the easy to complete form on the APPLY NOW section of our website. Then a quick calculation is undertaken on the submitted data, with a pre-approval given within a few seconds
No formal credit search is undertaken for pre-approvals up to $500K with means our applicants credit score is unaffected
If the applicant is successful, they will receive either an email or a phone call indicating what is required for both unconditional approval and settlement
How long does the Truck Finance process take from start to finish?
Pre-approval up to $500K is given within seconds
Unconditional approval takes 24 – 48 hours after we receive the required information (such as a signed privacy form and income verification if required)
Settlement can be achieved the day after unconditional approval if the Truck is being purchased through a licenced Truck dealer. Otherwise, a private sale can take a bit longer, given the additional paperwork we need to obtain from the vendor
What type of Trucks can be financed?
We finance all types of Trucks with endless configurations as long as the vehicle has a VIN number, engine number and registration number
What age of Trucks can be financed?
Under our No Doc or Low Doc policy we primarily fund Trucks no older than 20 years old at the end of term. This means if the Truck Loan is over a 5 year term, the Truck can be no older than 15 years old at the time of purchase. If the truck is older than 15 years old at the time of purchase, we can shorten the loan term to make it fit within policy
If the Truck is older than 20 years at end of term, we can still assess on a case-by-case basis. We might however require bank statements on the business account or accountant prepared financials to verify income
What type of Truck Finance Loans do we offer?
Most of our Truck Finance facilities are Chattel Mortgages. However, we can provide Finance Leases, Commercial Hire Purchases or Rentals. All facilities work differently given tax treatments and varying business structures. We encourage our clients to confirm with their accountant which facility will best suit their business
Can I apply for a Truck Loan if I am starting out?
We can offer Truck Finance for new start businesses—no deposit required for loan amounts up to $175K. A deposit will be required if the purchase is greater than $175K (typically 10% to 20%)
We need to see a work source letter or work contract confirming our clients has ongoing work
Also required is confirmation that our customer has funds in the bank to cover running costs for the first 3 months (must be genuine savings)
Where is Heavy Vehicle Finance located?
Heavy Vehicle Finance is located in Brisbane – however we have clients Australia Wide. Once a broader relationship has been nurtured, the relevant Relationship Manager will organise an interstate visit to further understand the client’s business
We successfully have clients Australia Wide given the fact our approval process is online and we issue documents via email or DocuSign. Customers of Heavy Vehicle Finance can also call our office number or their dedicated Relationship Manager’s mobile number at any time
Does Heavy Vehicle Finance only Finance Trucks?
In addition to funding Trucks, we also provide Finance for all types of Heavy Equipment used in Heavy Industry. The only requirement is that the Asset we finance has identifiers and is used for business purposes
As we only specialise in Truck and Heavy Equipment Finance we are unable to assist with Loans such as Personal Loans, Home Loans or Recreational Vehicle Loans