We specialize in Trailer Finance and can source funding from mainstream and private funders, providing customers access to capital like never before.

Our turnaround times are often quicker than large banks, which may have complex structures that delay applications and approvals.

We specialize in Truck and Trailer Finance, giving us a strong grasp of Equipment Loans. This enables us to assess your proposal more effectively than lenders focused on Home, Commercial, Personal, or Car Loans.

Our customers have a dedicated Relationship Manager for direct communication. Contacting the right person at a large financial institution can be difficult.

The approval process is streamlined, allowing pre-approval up to $500K in seconds. Unconditional approval is given within 24-48 hours, with next-day settlements possible due to simplified documentation.

Current rates start at 6.55% and may vary by the truck trailer's age and the applicant's credit score.

Our business relies on repeat customers and referrals, making it crucial to offer the best market rates for finance approvals.

Our clients complete a simple form in the APPLY NOW section, leading to quick pre-approval within seconds.

No credit check is done for pre-approvals up to $500K, so your credit score remains unchanged.

If the applicant is successful, they will get an email or a call about what is needed for final approval and settlement.

Pre-approval up to $500K is given within seconds

Unconditional approval takes 24 – 48 hours after we receive the required information (such as a signed privacy form and income verification if required)

Settlement can happen the day after approval if the Truck Trailer is bought from a licensed dealer. If it's a private sale, it may take longer due to extra paperwork we need from the seller.

We finance all types of truck trailers with endless configurations as long as the vehicle has a VIN number and registration number

We mainly finance Truck Trailers that are up to 30 years old at the loan's end. For a 5-year loan, the Trailer should be no older than 25 years at purchase. If it is, we can reduce the loan term to meet our policy.

If the Trailer is over 25 years old at the time of purchase, we can evaluate it individually. We may ask for business accounts or financial statements to confirm income.

Our clients purchase Truck Trailers from dealers, auctions, or private sellers. Usually, we don’t need a formal appraisal if bought from a private seller, helping customers save up to $1,000 on appraisal fees.

Dealer and auction sales are the fastest ways to sell. Private sales can take longer because they require more paperwork to verify ownership and ensure funds go to the right person.

Most of our Truck Trailer Finance options are chattel mortgages, as well as finance leases, hire purchases, and rentals. Each has different tax implications, so clients should consult their accountant for the best fit.

We provide Truck Trailer Finance for new businesses—no deposit needed for loans up to $175K. For purchases over $175K, a deposit (usually 10% to 20%) is required.

We need to see a work source letter or work contract confirming our clients has ongoing work

Our customer has confirmed they have real savings to cover the running costs for the first 3 months.

Heavy Haulage Finance is located in Brisbane, but we help clients all across Australia. Once we establish a strong relationship, your Relationship Manager will visit to learn more about your business.

We help clients across Australia with quick online approvals and send documents via email or DocuSign. Heavy Haulage Finance customers can reach out to our office or their Relationship Manager anytime.

We fund Truck Trailers and provide financing for all Trucks and Heavy Equipment used for business, as long as the asset has identifiers.

We only focus on Truck Trailer Finance, so we can't help with Personal Loans, Home Loans, or Recreational Vehicle Loans.